Personal Loans
Have you dreamed for years about that holiday trip of a lifetime? Well, you’ve come to the right place – Yes Loans. As a leading broker in the arranging of personal loans and unsecured personal loans, Yes Loans knows what you want – simple, fast response times for loans that meet your needs. No long, drawn-out processes, no hidden costs or agendas, no waiting in queues.
You can make an application with Yes Loans in less than 10 minutes.
Affordable & Flexible Personal Loans in Perth
At Yes Loans, our customers are king and we believe in keeping you in the loop at every step in the online personal loan process.
Understanding your personal needs and circumstances are a priority for us, and our finance brokers will guide you with sound solutions that meet your unique financial needs. We don’t offer loans, such as payday loans, that will damage your credit file.
Gone are the days of paying off a personal loan’s interest first, Yes Loans offers our clients the ability to pay both the interest and principal loan amount off at each weekly, fortnightly or monthly repayment.
We help you understand the types of personal loans available to you.
How do you get an unsecured or secured loan?
After hearing this question enough to know people needed help understanding the types of personal loans we can help with. We wanted to make a really clear guide giving you, what the difference between the personal loan types is and when to use secured verse unsecured loans.
We say YES more often, and we are able to help you anywhere in Australia – and we are proud to say YES, for all the right reasons too.
What Yes Loans Personal Loans Will Do For You
Here at Yes Loans, we provide our customers with the ability to apply for personal loans to get the money for almost anything they need. You can use a personal loan for a home renovation, an unexpected medical bill, a vacation and more. Our loans are simple to accomplish and don’t require you to wait in a long queue. Aside from that, you can expect no hidden costs or agendas when you deal with us.
At Yes Loans, we treat our customers the best way we can. We want you to be aware of everything that goes on in the personal loan process so nothing will come as a surprise later on.
Our finance brokers are not here to sell to you, they are committed to getting you the best finance options.
- Tailored finance to suit you
- Dedicated brokers that will make you their priority
- Quick online acceptance, we act fast
- Flexible repayment terms that meet your needs
- Fast, hassle-free, transparent personal loan application process
Say YES to Yes Loans today. Call us and meet your Financial Broker now.
We have helped thousands of Australians like you get personal loans when they needed it the most.
Frequently Asked Personal Loan Questions
How much can I get a loan for?
Our brokers will assess your most comfortable loan amount with you based on your income and expenses, your reason for the loan, and your repayment ability. The maximum unsecured personal loan is $200,000, there is no maximum secured loan and the minimum is $5,000.
Can I repay my personal loan quicker?
Absolutely. Check out our Loan Calculator for tips on how to repay your loan quicker. In most cases, there are no extra charges for making additional payments or lump sum deposits into your loan. However, we always recommend reading your credit contract first, as early repayment terms are subject to the lenders conditions.
What can I use my personal loan for?
The personal loan that you will be approved for will be yours to spend as you need. This ranges from buying educational products, new rims for your car or a new dining set to whatever it is that you need with the loan. We do recommend that if you do plan on buying a new or used car that you select the car loan options instead.
Do I need to provide security?
Loan security may be required for some loans. If you default on a loan with security, the goods can be sold off to recoup the money. You should remember that any remaining balance is still the responsibility of the borrower. You can still sell the security but only with the financier’s prior approval.
How do I know how much my repayments will be?
Use Yes Loans’ simple, efficient Loan Calculator to work out what your repayment options could be, based on loan approval. Remember the calculator is a guide only. It’s as easy as one, two, three!
Our current lowest rate is 7%^
Loans can be arranged for a minimum and maximum repayment period between 2-7 years.
Example of a typical unsecured consumer fixed rate loan
$20,000 (includes a $990.00 origination fee) loan at an interest rate of 10.99% p.a. (10.99% p.a. comparison rate*) over 5 years.
Repayments are $434.75 per month over 60 months ($100.33 per week).
Total repayment over 5 years: 60 x $434.75 = $26,085.
The interest rate is indicative only and may vary according to the lenders assessment.
^Now Finance Personal Loan rate. For approved applicants only.
*The comparison rate of 10.99% p.a. is based on an unsecured consumer fixed rate loan of $20,000 over a term of 5 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
The National Consumer Credit Protection Act 2009 (NCCPA) requires that all lenders that publish interest rates for a product also publish the comparison rate. The comparison rate aims to inform the consumer of the true cost of a loan and is designed to make it easier to compare the different credit products available in the market. A comparison rate does not include all fees and costs, e.g. Government fees and charges and will not include other factors that may make the loan more attractive, e.g. flexible loan arrangements.
Does Yes Loans charge a fee?
Yes, but only if your loan is approved. In this case, we may charge you a maximum fee of $2,500 inclusive of GST. This is included in your loan amount and disclosed in our Credit Guide and Quote which we will provide you.
Apply online now or call us at +61 894 723 000 to discuss your loan and finance options.
Say YES to a simple application process. Say YES to Yes Loans.
Get your personalised rate
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