Car Buyer Guide

When it comes to car finance, we’re the experts to talk to.

See our Car Buyers Guide to know the step-by-step guide to getting your new or used car.

After reading our car guide you should be able to buy your car with confidence because you will know how to:

  • Decide on what car is right for you,
  • Apply to have your finance pre-approved before you go to the dealership, and
  • Control your finance and purchasing options.

We will help you develop a plan for buying your next car by introducing you to what you need to know before you head to the dealership.

Some of the key points you will find in the Car Buyers Guide is:

  • Checklist for accessories, add-ons, pre-owned cars, buying privately, buying from a dealership,
  • How to trade/sell your car,
  • Your credit score,
  • Negotiating tips,
  • Used Car Warranty,
  • PPSR Check and lots more!

How Lifestyle Impacts the Car You Buy

Buying a car is truly an exciting thing to think about. However, you might end up disappointed in the end if you purchase one that’s simply not a right fit. It’s important to note that purchasing a new vehicle can have an effect on your lifestyle. Here are a few things to consider.

Space

One of the first things you need to think about is the number of people you plan to transport with your new car regularly. Planning to drive your children a lot? Maybe a bigger car would be suitable for you. If you’re planning to haul a lot of things back and forth, perhaps a truck or a car with more space is the right choice.

Fuel Economy

Not all cars are created equal, and some are simply just more efficient than others when it comes to fuel consumption. One thing to keep in mind, however, is that fuel economy is more crucial if you plan to spend much time driving around. If you are using your car all the time, then poor fuel economy can be too expensive in the long run.

All-Wheel Drive

What are the kind of roads you’ll most likely drive on a lot? If you spend much of it through dirt roads, then maybe getting an all-wheel-drive model would be ideal here. An all-wheel drive vehicle can also be great for people who will be towing things a lot.

When Car Buying Goes Wrong

Car buying isn’t an easy process and shouldn’t be taken lightly. There are numerous factors that can make you think you’re making the right choice when you’re not. It can be very easy to make the wrong decision when buying a car. Here are a few examples.

Being pressured

People who aren’t used to saying “No” can get talked into purchasing a car the salesperson thinks would work out for you, but in reality, doesn’t match your lifestyle. If this happens, then you’ll most likely end up with a car you don’t need.

Minimal guidance

Going at it alone, not doing your research or choosing a vehicle based on just a single criterion is a great way to get the wrong car.

Tricky business

Maybe you’ve found the car of your dreams, and everything seems right until you sign the contract and get hit with hidden fees or conditions that weren’t there when you talked to the salesperson. This can be quite frustrating and confusing at the same time as you’re faced with a deal you don’t want.

This Car Buying Guide Will Help You With

Getting our car buying guide can be very beneficial to people who are on the verge of getting one for their needs. Some of the things you can get from reading it right now include:

Knowing Your Budget

Having an idea of how much you’re willing to spend when purchasing a car is important as it can help you decide the car you can afford based on what you need it for.

Car Financing

Understanding your financial situation, which lender is right for you and when you should apply for a loan before are important things to consider. Yes Loans highly recommends getting pre-approval first and this guide can walk you through this process to make it easier on your end.

Extra Add-Ons

Although new accessories and other extra equipment can increase your new vehicle’s value, it can also increase its total price along with its monthly loan payment if you opted for that. This guide has an accessories check list which will help you choose which ones are needed and yet can still help you stay on budget.

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